San Diego Marines Motorcyle Deaths Decline Due to Marine Corps Increased Safety Efforts

March 1, 2010
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The number of local Marines killed while riding motorcycles decreased for the first time in three years. The decrease is the result of new safety classes made available to Marines at Camp Pendleton and Miramar Air Force Base. In particular, the Marines are targeting those who ride sport bikes which are lightweight, powerful and popular with younger riders. The course teaches practical skills and mental training according to Richard Stampp, who works with Camp Fox Professional Services which designed and delivers the new course. The Marines have made the new course more accessible, and riders don't have to wait to get into the course. At both Miramar and Camp Pendleton, riders can enroll very soon after signing up for it. As another means to promote safety, the Marines are encouraging more experienced riders to act as mentors for those with less experience. The mentors hold monthly rides and demonstrate safe riding techniques. Marine leaders are committed to training riders and helping them avoid injury and death.

Source: North County Times.

Walton Law Firm, a North San Diego County law firm, represents accident victims throughout San Diego, Orange and Riverside Counties and has recovered millions of dollars for individuals injured by car accidents, pedestrian accidents, motorcycle accidents, uninsured motorist claims, defective products, construction accidents, slip and fall injuries, dog bites, insurance disputes, and medical malpractice suits. Call (760) 571-5500 for a free consultation.

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Posted In: Auto Accidents , Brain Injury , Motorcycle Accidents , North County Accidents , Oceanside Accident , Personal Injury , San Diego Personal Injury , Spinal Cord Injury , Uninsured Motorist , Vista Accident

AIG Sells Auto Insurance Business for $2 billion

April 16, 2009
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The troubled company AIG has just sold is automobile insurance arm - 21st Century Insurance - to Zurich Financial Services for $2 billion. Zurich will fold the new purchase into its car insurance business Farmers Group.

We'll have to wait and see what does to auto insurance rates, or Farmers current ranking as the 7th worse insurance company in America.

The San Diego accident and injury attorneys at Walton Law Firm LLP represent individuals who have been injured in automobile accidents, motorcycle accidents, products defect, and cases involving insurance disputes.

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Posted In: Auto Insurance , Uninsured Motorist

Uninsured and Underinsured Motorist Coverage

December 3, 2008
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When attorneys get phone calls on serious auto accident cases the first thing they think of is insurance coverage. It's not just that they're wondering if there is a deep pocket - they are - but they're primarily wondering if there is much of a pocket there at all.

As you probably know, California requires that all drivers in the state maintain a policy of insurance of at least $15,000 per person, $30,000 per accident. Because that is the lowest amount of coverage a driver can possess and still drive legally in the state, it is also the cheapest... and many, many drivers buy it for that reason.

What does that mean? If you are in an accident that is not your fault, and the driver that hit you has a $15,000/$30,000 policy, the most you can collect from that insurance policy is $15,000 no matter how severe your injuries are. If you broke a leg and incurred $18,000 in medical bills, and missed one month of work at $4,000, and endured a tremendous amount of pain and suffering and inconvenience, your claim against the bad driver's insurance policy will be limited to $15,000 - not even enough to cover your financial losses.

This is where uninsured and underinsured motorist coverage comes in. A UM or UIM policy is a policy that you purchase from your own insurance company which will cover you in the claims like the one outlined above. Whenever your losses exceed the available insurance limits (of if the bad driver had no insurance at all), your UM or UIM policy will cover the losses above and beyond the available coverage.

There is one caveat: your UM or UIM policy must exceed that of the driver that hit you. If, for example, you purchased a UIM policy of $15,000/$30,000 and then were injured by a driver that had a liability policy of the same amount, you would not be able to tap into the UIM policy if your damages exceed the $15,000 limits. Under those facts, you must maintain a UM or UIM policy of more than $15,000/$30,000 to collect money above-and-beyond the bad driver’s policy.

The important points. First, always purchase UM and UIM coverage. If you don't have it presently, call your insurance broker and get a quote. Second, make sure you purchase the highest amount of UM or UIM coverage you can afford, or the highest the insurance company will sell you. This coverage will protect you against all bad drivers in the world, many of whom are insufficiently insured to cover the damages they will cause.

If you have any questions about making a claim for UM or UIM coverage, feel free to give us a call at (866) 607-1325 or fill out our online questionnaire.

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Posted In: Auto Insurance , General Legal , San Diego Car Accident , Uninsured Motorist

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